Our mission
Innovation stays in the center of our initiative to offer alternative cash solutions for SMEs worlwide, qualifying iFactor as a Fintech breaking the standard financing solutions.

Cosmin as entrepreneur and Manuel with his solid banking background are very familiar with the difficulties that SMEs face in getting access to working capital financing from banks..

Our major objective is to explore the possibilities the internet offers for developing financial products in the field of SME lending and investments, delivered through digital channels.