Founder, Chief Executive Officer
As an serial entrepreneur over many years, Cosmin has learned to recognize business opportunities and has shown capability of transforming those into solid businesses. He gained experience in most business disciplines, from administration to development, from sales and negotiation to planning and execution.
Cosmin participated in the conceptual development of iFactor and is fully committed to further develop the concept with the aim of not only creating a solid business but at the same time offering a real solution for SME borrowers.
Managing Partner , Chief Financial Officer
Manuel is responsible for iFactor's relationship with investors.
Prior to joining iFactor, Manuel spent 15 years, consulting clients with McKinsey and as a banker for JPMorgan, gaining a deep understanding of the financial ecosystem. Last year, Manuel served as Deputy Minister for Trade and Investment in the Romanian technocrat government and built InvestRomania. In his role, he built InvestRomania’s strategy around promoting the IT sector and its integration into key sectors of the economy. Throughout his experience he gained a profound appreciation for local tech entrepreneurs, their global aspiration, and reach. At the same time, he realised the challenges that SMEs encounter when trying to access banks’ balance sheets, and how iFactor can provide an effective solution.